Tuesday, 5 November 2013

How our Prepaid Card compares...

We've been shouting about the cashback savings available with the UNISON Prepaid Plus MasterCard® card for some time. But, don't just take our word for it, a comparison of other products offering cashback on the market talks for itself.

We offer 3% to 6% cashback on just about everything you buy at over 40 big name partner retailers including Sainsbury's, Argos, ASDA and Boots (there are a couple of exclusions at some retailers). There is no limit on how much cashback you can earn.

The Santander 123 card will only give a 1% return on your grocery shopping. And unlike the American Express Amex Platinum Card and Capital One which also offers cashback, we don't restrict applications based on income or credit rating. In fact, there are no credit checks at all (we are required to perform some identity checks). Using the card on everyday shopping not only yields great cashback deals, it also encourages conscious spending.

Top up your prepaid card before you shop, you can only spend what you load, making it much easier to budget. What's more, you'll be receiving money back on the stuff you pay for every time you top your balance up. Other cards offering cashback, including the Nationwide Flex Account Card and the Aqua Reward Card, only pay out cashback annually.

Other than that, the UNISON Prepaid Plus card is not much different from the others in your wallet. You can use it wherever you see the MasterCard logo and the savings on offer could not only cancel out the monthly £1.95 card admin fee, they should also cut down your weekly shopping bills too.

Remember, this card is exclusive to UNISON members so you'll need your membership number when you apply. You can do this quickly and hassle-free online here.