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Sobering news in The Independent last month about the number of Brits putting their personal finances in jeopardy by failing to take out the insurance policies that protect their loved ones should the worst happen.
The economic downturn is just one of the reasons cited in the article for the staggering number of people who are "vulnerable to financial ruin after either cancelling or reducing their cover". Among the policies given particular weight are income protection and life insurance.
The newspaper quotes figures claiming almost two-thirds of adults neglect to buy this protection, and raises concerns about how families would cope if their breadwinner was suddenly incapacitated or died. You can read the full article online here.
Meanwhile, find out more about the policies available exclusively to UNISON members by checking out our product pages here.